Interesting Facts about Ringworm

In spite of its popular name, the actual cause of ringworm is infection with fungal organisms. These infectious fungal organisms are called dermatophytes and the medical term for ringworm is dermatophytosis. Sometimes ringworm is also known as tinea. The fungal infectious organisms responsible for causing ringworm are widespread in nature and they commonly populate the soil. The only effective means of preventing the occurrence of ringworm is to maintain a good hygiene. Ringworm is very contagious and it can easily be acquired through direct contact with contaminated people, animals or objects. Regularly wash your hands after entering in contact with stray animals, as many of them are carriers of the fungi responsible for causing ringworms in humans.

Arthrospores are the main cause of ringworm in humans. Although there are lots of animals contaminated with arthrospores, they usually don’t show any signs of the disease. For some reason, most animals appear to be immune to this form of fungal infection. Microsporum canis is a type of fungi that commonly infects cats. This type of fungus can be easily transmitted to other animals and to humans. It is strongly recommended to avoid physical contact with animals that show signs of disease in order to prevent contamination with infectious fungal elements. Also, if you own a dog or a cat, ensure that your pet is not contaminated with dermatophytes by paying regular visits to a veterinary.

Ringworm can affect virtually any region of the body. Hands and feet are very exposed to fungal infection and dermatophytes often infect these body parts. Although it commonly affects skin, ringworm can also affect nails and scalp. Ringworm involves inflammation, rash and swelling of the skin, scalp, soft tissue and nails. Rash is usually the first sign that indicates the presence of fungal infections. Skin lesions may also appear in later stages of the disease. If the infection spreads through the deeper layers of the skin it can cause pustules and painful nodules. A hardened crust often forms on the surface of the affected skin. Common symptoms of ringworm are persistent itching, soreness and irritation.

Ringworm of the scalp appears in the form of pustules or pus-filled reddish bumps. Foot ringworm usually affects the skin regions between the toes. Foot ringworm appears in the form of cracked, hardened skin. The affected skin also tends to exfoliate, causing itching and soreness. Ringworm of the nails is manifested by thickening and discoloration of the nails.

It is very important to see a dermatologist if you have the symptoms of ringworm. Although it may resemble a simple rash or irritation, ringworm can cause serious complications if it is not appropriately treated. The treatment for ringworm can be prescribed in the form of oral tablets or creams and ointments for external use. The medications used in the treatment for ringworm contain antifungal material and they are usually very effective in overcoming the infection. With appropriate medical treatment, ringworm can be completely cured within a week.

Passive Investment Income

What are some ways a person can generate passive investment income? There are a number of ideas about it. Everyone has his own ideas about which one can be a passive investment income. We should have our own choice of investment. The wealthy, the marginalized, and the middle class people differ in their own preferences about investing their money. Now, let’s compare ways and opportunities according to some considerations such as safety, profitability, and also liquidity.

Safety means that your investment and the income are stable. The money that you invest could be prone to the changing market condition, economic slowdown, and social unrest. The point is that your passive investment income should always be there. In that case, it is safe to invest.

On the other hand, profitability is what we usually consider when we invest. We are supposed to believe that what is profitable is ideal. That’s right. But is it risky? Is my money stuck? Obviously, everyone would go for whatever gives them profit. Whenever we consider gains, the highest amount is always the best passive investment income. What we should consider here should not have been about the top gainers only. It’s should also be the safer ones.

Another significant factor that must be considered is liquidity. Let us suppose that we earn very attractively from our safe investment. What does that mean to us anyway? When you are ready to use your fund because you really need it and that’s the reason why you invested, is it possible to convert it to cash now? If there is no liquidity, our passive investment income is only an imagination. You would become wealthy only in your dreams. Liquidity is not only about the comfort of making a withdrawal. It is also about how smooth it is to invest.

Now, here are three kinds of investment we may consider whether which passive investment income is better for us. So, let’s talk about three kinds of portfolios such as business, stocks, and real estate.

Business is a personal activity that deals with economic factors that determines future gains. It is the chemistry of work and investment. This means that a businessman does not only wait for passive income, he should also work for it. Therefore, it is an active income and at the same time passive.

In the aspect of safety, business is not that safe. It is exposed to economic cycle. Businesses are under the supply and demand law. If the demand for their goods has been increasing, the price will also increase, and so will the supply. As time goes by, the demand will influence the supply to increase more. So if the supply is much greater, it will then influence the price to decrease. Consequently, businesses are getting more unstable and their future is turning gray. But, businesses may also get more resilient. As this type of investment is a little active, the active control of a businessman can manage a worse situation. Therefore, these two characters of investment regulate the cycle. Because of this, business becomes good. It is definitely a good example of passive investment income when it comes to safety.

In stock market, it’s the other way around. Safety is a very controversial issue here. Obviously, the risk involved here is very high. But the potential return is high, too. Passive investment income is more common in stock trading. Therefore, your income here is not the product of your active participation in the company. It is the product of your decision.

In the area of real estate, the lesser amount you invest, the safer it is. The bigger the investment you have, the riskier it becomes. But land alone is considerably not risky. The reason why real estate becomes a little risky is because the cost of structural materials is getting higher. Structural materials are also subject to the law of supply and demand. So, if we only rely on land for passive investment income by renting it out, our passive income will not be affected by any price fluctuation. Aside from that, structures depreciate over a period of time. Therefore, investing in real estate can be risky or safe depending on the kind.

In terms of profit, it is more attractive in business. In some businesses, you have to spend time before you earn regularly. Usually, the profit is negative especially if they are just beginning to operate. They should promote their brands and strengthen themselves in the market. When the consumers buy their goods, passive investment income begins. On the other hand, other businesses are doing well in the beginning of the operation. During the first stage, their sales shoot up. Subsequently, they grow very early. As time goes by, consumers get sick and tired of their goods. Consequently, these businesses reduce their passive income. Nevertheless, what is nice about business is the resilience to catch up with the competition. In business, the consistency of income is stable. One more advantage in business regarding this is the petty cash. Passive investment income in business need not come after a fixed cycle like that in stocks. There is always readily available petty cash.

On one hand, profit potential in stock investing is definitely high. As the character of stocks is risky, risk appetite causes the value of stocks to go up quickly. On the other hand, risk aversion and profit taking in the intraday trading can cause the value of stocks to go down quickly, too. Risk management in the stock market depends on the traders. Speculators enjoy their passive investment income from the price volatility while non-aggressive traders and investors get their passive investment income from dividends. Therefore, we can’t rule out the risk nature of stocks. When we gauge the balance between the energy we exert and the profit we earn, investing in stocks could be the most attractive one. We must not forget that passive investment income is an income that we could get without extra effort. If stock market really offers this potential, it must be a better option for passive investment income.

In real estate, how can we have a passive investment income? There is no doubt that one may enjoy his passive investment income in real estate without extra effort. The point is whether or not the ratio of profit is balanced with the investment. Surely, we can gain in real estate primarily because the usual investment is big as well. But always remember that you should pay the capital gains tax annually. This might explain why landlords do not solely rely on renting out their lots. Hence, land is usually developed to optimize the gains. Regarding the actual amount of gains, real estate could guarantee a better passive investment income. Therefore, we should really consider the ROI.

In terms of liquidity, it is somewhat less in business. Of course, liquidity still exists. However, much time is spent to put up a business, to start gaining, and even the time it takes to stop operating. Although the period of time executing all these can be determined according to a business plan, the process is still slower depending on the kind of business. Retail businesses are quite liquid whereas manufacturing industries are not.

Among the common types of investments known to many, investment in stocks is the most liquid one. You can open and close an investment account at your convenience. Moreover, you may select any available stock you wish to invest in. If you wish to have exposure in stock market, to take profit, or to pull out your investment, it won’t take that long. You may do so at any given time wherever you may be.

On the contrary, liquidity is a big problem in real estate. In business, there are still ways to determine it, but hardly in real estate. Usually, it is like a game of chance to sell even a small house and lot. Thus, investing in real estate, earning passive income, and even pulling out your investment will never occur overnight. It won’t matter if it doesn’t affect productivity. For instance, you have found a better opportunity that needs quick decision. Then, you think it best to change your existing investment into such a new one. Perhaps, before you are able to pull out your investment from real estate, your commitment to others will have already been canceled. In similar case, you might get stuck.

These are some ways a person can generate passive investment income. Whether you wish to invest in stocks, real estate, or business, you can always find an opportunity to generate passive investment income.

Canine Grooming

There are many reasons to groom your pet and regular grooming is one of your responsibilities as a pet owner. This task should never be neglected as it has many health benefits for your dog. Most people understand the importance of regular grooming but some don’t and neglect to perform this vital task and hopefully this article will convince them to groom their dogs on a regular basis. The majority of people understand that dogs need a bath every now and then, especially when they’ve rolled in something particularly smelly (something dogs love doing!). Dogs with tangled and matted hair don’t look good and are a sure sign that they have lazy and neglectful owners! So read on and discover the many benefits of regular pet grooming.

Routine grooming removes dead skin and hair from your pet’s coat allowing the growth of new hair. Grooming also stimulates circulation and makes your dog’s coat shiny and healthy.

Grooming your dog will also help you discover if anything is wrong with your dog. You may find hives or lumps that you would normally miss when interacting with your dog. Grooming allows you to check your dog thoroughly for any unnoticed wounds or problems.

Pets enjoy the extra attention they receive when being groomed and this activity will help them bond with you. You will notice after grooming your dog that he seems very pleased with himself and more cheerful, this is because grooming makes dogs feel good about themselves.

Grooming is not limited to brushing and combing, it also extends to your dog’s nails and teeth. You should check your dog’s nails regularly to see if they need trimming and clip them if they do. Brushing your dog’s teeth on a daily basis should also be part of your dog’s grooming routine.

Just as brushing our hair stimulates our hair follicles and distributes sebum throughout our hair to nourish the hair shaft, so does grooming stimulate your dog’s coat and keep it nourished and healthy. Regular combing or brushing also stimulates your dog’s lymphatic system which helps boost his immune system.

If you take your dog to dog parks or on hikes you should routinely check to see that he hasn’t picked up any ticks. Ticks are dangerous pests that can make your dog very sick and by grooming your dog regularly, you will be able to discover if he has a tick infestation. Early detection of these parasites can literally save your dog’s life as these pests transmit disease and suck your dog’s blood robbing him of nutrients.

If you are interested on learning how to groom your dog professionally, there are evening classes available at some colleges that can teach you how to properly groom your dog. An online search will also reveal the location of such classes or you can ask around in your area. If you don’t have the time or inclination to groom your dog yourself, you should take him to a dog groomer on a regular basis to ensure he’s getting the care he needs.

Investing 101: Before You Start Investing Money

Doesn’t it make sense to learn to invest (some basics) before you start investing money for real? Maybe a course called investing 101 or personal investing would be helpful. Here this retired financial planner relates a story, and then points the new investor in the right direction so he or she does not start investing uninformed.

In the dean’s office of one of the largest universities in America, I recently asked if they offered investing 101, personal investing, or any finance course where the student could learn to invest. “After all, we all need to start investing money someday, and it is much to one’s advantage to be informed vs. uninformed, isn’t it?” That was my response when told, “no, or at least I can’t find one” by the dean. I was informed that they had well over 50,000 current students enrolled and offered THOUSANDS of courses in the various colleges throughout the university. But he could find no course under the heading of personal investing or investing 101, and he was in charge of the curriculum.

We spent about an hour together searching and were both laughing out loud at what WAS offered. How about a course in “the art of falling down”? It’s offered. Investing 101? Which college in the university would offer such a course? “The athletic department is real big here; maybe they could help”, I suggested. After all, professional football players make big money. They need to learn to invest money (in case their career is short) and should start investing early. I knew a few players when I was a financial planner, but like most folks they tend to procrastinate when the money is flowing in. They’re too busy earning it, and don’t have the time to learn to invest.

The truth of the matter is that I don’t find it funny that it’s difficult to find a down-to earth practical course that most people could truly benefit from, because as a new investor you need to learn to invest money before you start investing for retirement or any other financial goal. As a new investor you may not be able to find a financial planner you can work with or afford. Even if you found one, do you really want to start investing money with him or her without first getting your feet wet in the basics of personal investing? Let’s start at the beginning.

Before you get into financial concepts like asset allocation and strategy, you should first learn the very basics: investment characteristics. How can you compare various alternatives to determine which best suit your needs, financial goals and comfort level? In other words, you need to decide what you are really looking for. And you need a list of factors to consider before you start investing money. For example, do you have a long term goal like retirement, and are you willing to accept a moderate level of risk? If so, there are numerous investment alternatives to consider, and you can also get tax breaks.

On the other hand, if you have a shorter term financial goal and might need access to your money at a moment’s notice, that’s a totally different picture. You need to match your financial wants and needs to the various alternatives that have characteristics best suited to your personal investing goals. There is no single best choice for every financial goal. It’s a matter of give and take. I have a list of 5 factors you must consider and a few other things you should consider before making a decision. This is basic investing 101. Whether you are a new investor or you’ve been at it for a while and have never really taken the time to learn to invest – you should learn the basics.

This is the first in a series of investing 101 articles I plan to write. In my next article I plan to put my list of characteristics you need to consider before you start investing money in black and white. Don’t feel bad if you are an uniformed new investor (or a want to-be). Do something and learn to invest starting with the basics.

Once you have a handle on a few basic financial concepts you can start investing with confidence. Once you learn to invest you can reach your financial goals. If you think I’m trying to build your confidence, you are right. Stay tuned to investing 101 as we get back to basics. No offense to anyone at one of THE largest universities in the country, but there’s a void out there and I plan to fill it.

Yoga-Based Education System

If anybody has to practice yoga at a young age, people would remark, “Yoga, so early?” Even now many people still think that yoga is only a pastime for retired people, but I always felt that yoga has more to do with the evolution of the human mind and the human body.

Mind preparation for yoga

When you want to prepare a garden, grow flowers and trees, what do you do? Do you just sprinkle seeds? Many people might do that, but nothing would grow. First you have to prepare the soil, make it soft and pull out the weeds. Then you can sow the seeds and they will grow into nice flowers and fruit-bearing trees. The same law applies to the human mind. The mind has to be prepared for accepting the seeds.

The mind assumes many stages. There are certain stages where nothing goes into the head. Surely you have met such people in your life. Whatever you tell them falls on deaf ears; nothing penetrates their brain. They are like hard soil, and the best of seeds will not grow there. No matter

how much you work at it. Then there are some people who are like soft soil. When you tell them something, they are completely responsive. These people have what are called receptive minds. Therefore, what is important in yoga is that we try to transform the quality of consciousness. They everything can be planted in the mind without any obstruction.

Place of Super Mind

In fact, millions of years ago pineal gland played an active role in the development of the human brain. Therefore, people of those times has greater psychic and spiritual qualities and better control over their emotions, but with the passage of time the pineal gland has followed a course of degeneration.

In yoga, the pineal gland is said to be the physical correlate of ‘ AJANA CHAKRA’. Mystics and occultists refer to it as the third eye and philosophers call it the super mind. The pineal gland is very active in children, but by the time they reach the age of eight or ten it begins to calcify, and in elderly people it has little or no role to play in life.

This is very unfortunate because in yoga the pineal gland is considered to be the controlling and monitoring station in the brain. Just as an airport has a control tower. The human brain also has a directing, regulating and blocking tower, which controls all the faculties of the brain. In yoga we call this control station ‘AJANA CHAKARA’ ; the word ‘AJANA’ itself means monitoring, ordering or regulating.

When the pineal gland starts to degenerate, the pituitary gland comes into action and the action and the emotions shoot up. This is the reason why so many children become emotionally unbalanced and disturbed during their adolescent and adolescent years.

Adrenal glands have a very important role to play in the child’s moral behaviour. Usually, those with criminal tendencies have a overactive adrenal system.

Yogic system of education

There are various processes through which knowledge can be implanted in the human brain. During the last few decades many methods have been introduced into the educational system. The oldest method, of course, is teaching in a classroom with a cane. When the child is intelligent give him high mark, and when he is dull give him a big zero. The teacher gives a lecture, writes the points on a blackboard and the student is expected to understand. If he does not then give him a cross. This is a system of teaching, but not a system of education.

At every moment of our lives, right from birth, we are constantly receiving impressions, but these are not registered in the same form as when they went in. they are registered in the form of symbolic vibrations. Have the educators developed a system to teach children which works like this?

Geography, history, mathematics, physics, chemistry, biology, botany or anything can be taught through symbolic methods. This is the form of education which has to be used for the dull type of student. You can explain a certain concept to an intelligent child and he will understand it, but the dull child will not know what you are talking about because his conscious brain, his intellect, is incapable of receiving the knowledge that you are giving him. Therefore, you will have to transmit the knowledge in a symbolic form directly into his subconscious mind. This is precisely the system of education in yoga.

Transmission Repair or Replacement

In order to be a responsible and reliable vehicle owner, it is necessary to have occasional maintenance done. To keep things running their best and lasting as long as possible, you must get occasional inspections and improvements from someone who knows what they are doing. This means more than opening the hood and checking fluids with a dipstick or just simply looking at it.

A tune-up means that a licensed and qualified mechanic gets under the hood and under the car and looks to see what is happening with all of the systems and components of the automobile. Sometimes, the solution can be something simple like  transmission  repair, but sometimes, it will mean replacement of the whole shifting system. If that is the case, there are a few things you need to understand in order to make sure you that do not get taken for a ride with unnecessary work being done.

If the vehicle has a clutch and a stick shift, it is referred to as a manual system because to go from one gear to another, the driver must physically shift the gears. An automatic system is just that, it requires no human input and transitions on its own.  Transmission  repair and replacement on a manual system is much more straightforward than with an automatic system, but that does not mean it is any less important.

Now that computers can do so much, it is not surprising to learn that even  transmission  repair is not left to the opportunity for human error. Instead, diagnostics are performed with computerized gauges. These take electrical signals from the car to communicate codes that relate to specific issues. This allows the problem to be assessed without having to open everything up and physically examine what is happening.

If the problem that is discovered is too extensive or the cost or  transmission  repair is higher than the cost of replacement, it may be necessary to purchase a whole new system. This can be either brand-new or what they call rebuilt. In most instances, unless you must really save money, go with something new to ensure that you are not simply purchasing someone else’s problems and installing them in your car.

 Transmission  repair is the preferred choice over replacement. It is far less expensive and takes very little time. The fact of that matter is that sometimes the issues that a car has can exceed the skills of a mechanic. That is when it is important to bite the bullet and fork over the cash for something new that will continue to work for years to come.

Windscreen Wiper Water May Cause Pneumonia and Here’s How to Prevent It

Legionnaires’ disease, a rare disease, is a severe bacterial infection affecting respiratory tract (pneumonia). The organism involved in this condition is Legionella pneumophila that usually founds in mist from hot tubs, air-conditioning units and showers. Transmission occurs by breathing in mist from water that contains these bacteria. General symptoms include fever, cough, chills, muscle pain and headaches.

Windscreen wiper may cause Legionnaires disease A recent study found that “Windscreen wiper water may be the cause of 20% of cases of Legionnaires’ disease and adding screen-wash to wiper fluids could save lives”. This finding is based on a case-control study which surveyed the driving habits and known risk factors of the Legionnaires’ disease. They study was conducted after an unusual high number of cases were reported in England and Wales and around this time it was well established that professional drivers were five times more likely to get Legionnaires’ than people from other lines of work. The study was aimed to further explore the possible reasons for the difference between the occupations.

The researchers contacted the 75 surviving cases who had acquired Legionnaires’ disease and also included 67 control people without the disease. The participants were provided with a questionnaire asking about their driving habits, other recognized risk factors and possible illness sources in the vehicles. They were asked what kind of vehicle they drove, its age, car service history, content of the wiper fluid tank and whether their driving was for societal or occupation reasons.

The results showed that two factors were associated with a high likelihood of being infected: driving all the way through industrial areas and driving or being a traveler in a motor vehicle that used windscreen wiper fluid with no screen-wash. The researchers calculated that about 22% of infections in people could be due to driving or being a traveler in a car that did not use screen-wash in the windscreen wiper fluid. The detected a firm link between people who do not use screen-wash and the danger of Legionnaires’ disease. Although because of case-control nature of study it cannot confirm causation, the investigators state there is a reasonable biological connection. They believe it is plausible that the bacteria grow in the sluggish water of the wiper’s fluid tank that can become an aerosol when it is sprayed onto the windshield.

Though not proved causal relation, until more conclusive results comes, it is advisable to add screen-wash to your car’s wiper fluid as it can limit the transmission of bacterial causing Legionnaires’ disease.

Why School Identification Cards Are Important

Most schools around the nation have started using school identification cards. This is for schools all the way from elementary schools to Universities. There are several reasons why they started using these identification cards. In this article we will tell you why school identifications cards are so important.

The main reason is for safety reasons. We have heard many stories how someone has went into a school and started shooting. We have heard stories of how children were kidnapped from schools. They had to come up with a system that would work to keep people out of the schools that did not belong there. This is where school identification cards came in. This has helped in a couple ways. One, if each student has an identification card then they can prove right away that they belong in that school. A lot of schools have even incorporated someone at the doors to check ID’s as they enter.

Also if someone visits a school they have to check in at the desk and receive a temporary identification card. A lot of times they will even take a person’s picture. This allows the school to know who is in the school and make sure they are there for a legitimate reason.

School identification cards for students are also useful to them because if provides them with options. They can use the cards to check out library books. They can use the cards for the lunch room. When a student pays for their lunch for the week or for the month it will be added to their card and they just slide their card each day to eat. It saves from a student having to carry money on them each day or a lunch worker having to keep track of who they have money for and who they do not.

The school id cards also can be used for the reward or the revoking of privileges. All of this can be kept on the card. Back to the library, a lot of schools give rewards to children for having read so many books. This information can be kept on the ID cards. They can scan the library card and know exactly how many books and what kind a child checked out.

These identification cards differ from school to school. Some just use a single edge card. Some are double edge and have an encoder incorporated in them. These are becoming more and more popular because they can be used for a lot more reasons.

As you can see the school IDs are very important to our schools today. They not only go a long way in keeping our children safe they also make it a more efficient way to run the schools. These school identification cards have been around for a while. They have just become more sophisticated with the advent of technology. They have come up with more and more ways that identification cards can be used to the school and the student’s advantage.

Motorcycle Components

In our daily life, motorcycles are also catch people’s attention except for cars and bicycles. They are important transportation mode that we can not ignore. Motorcycles have been developed a lot through these years. Modern types are quite different from the earlier ones for that they can include high-tech components.

It is common that every product should depend on various parts to achieve the expected function, so do the motorcycles. They also need specific parts to function properly. Different components work together to keep the motorcycles in a good condition.

One of the most obvious and important parts is the wheel. Generally, there are two wheels on a motorcycle which featured steel spokes traditionally. But through the development, many other types can be found now such as the cast aluminum wheels and other alloy models. Usually, rear wheels may be larger and wider than front wheels because of their drive configuration.

Drivetrain is just like the heart of the motorcycle. It is powered by the drivetrain which includes the engine. Motorcycle engines are usually centrally mounted below the driver’s seat. It conveys power to the rear drive wheel through its   transmission . The  transmission  itself is attached to the engine, and operated by a shift lever and a clutch. And the system connecting the  transmission  to the rear wheel (the final drive) varies on different types of motorcycles, and may be a chain or belt, or a solid shaft.

Brakes are also necessary components on a motorcycle. They are controlled by a hydraulic system that is activated by handlebar or foot levers. Typically, disc brakes are offered on high end models or heavier motorcycles that require more powerful brakes.

Electrical system is an indispensable part. Sometimes, it is very complex. Some of the most basic electrical components are the lights, which include the headlights, tail lights, directional signals and brake lights. In addition, the instrumentation which includes the speedometer, tachometer and odometer is also an important part of this system.

Of course, there are still many other parts which also have significance to the motorcycles. They may be added to distinguish one model from another, or to prepare a motorcycle for a certain type of driving. All in all, all of the motorcycle parts are important for the proper function of the whole machine.